House Purchase Loan
Are you are looking to buy a house or flat? This is the right loan for you.
Are you are looking to buy a house or flat? Buy an existing house, condominium or apartment with 100% financing and zero loan arrangement fees. Get your property with reputable developers, with affordable insurance from our trusted partners.
Some of the benefits
80% Financing
With a 10% deposit, get the funds you need to buy land and pay back with flexible repayment periods.
Tailor-made loans
Get a loan that matches your cash flow and unique borrowing needs
Support on loan processing
Dedicated Home loans department that will support you through-out the loan application process and beyond
Insurance on the loan
With our home loans, you get access to affordable insurance from our trusted partners.
What you get
- 100% Financing of property value in UGX & USD
- Best Interest rates on the market.
- Big loan amounts up to UGX 10 Billion
- Flexible and convenient repayments.
- Enjoy no penalty charges on early repayments.
- Insurance (no liability in case of property damage, incapacitated or death).
- Access services from our dedicated Home loans department that will offer support through-out the process.
What it costs
- Legal fees:
- Stamp duty on transfer 1.5% of value (only applicable at title transfer during purchase of house or land)
- Stamp duty on mortgage 0.5% of loan amount.
- Related registration costs.
- Lawyer’s professional fees.
- Bank loan arrangement fees:
- 1.5% of loan amount.
- Property valuation:
- Professional fees of 0.25% of value.
- Value Added Tax (VAT).
- Boundary opening fees.
- Insurance:
- Property insurance.
- Life insurance.
- See full pricing guide
How to get it
Click on the 'Apply now' button and share your details or contact our home loans department at [email protected]
- Must open an account with Stanbic Bank Uganda
- Must be earning some money (salary/Self-employed/Rental or all the three).
- You must be a Ugandan citizen either living in Uganda or outside Uganda.
- For non-Ugandans, you must be living in Uganda with valid residency permit and or work permit.
- You should earn a minimum net monthly income of Ugx 1,000,000.
- Must be 21 years or older (but not older than 65 years on expiration of the facility).
- You must have a satisfactory credit bureau report.
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What you get
-
What it costs
-
How to get it
- 100% Financing of property value in UGX & USD
- Best Interest rates on the market.
- Big loan amounts up to UGX 10 Billion
- Flexible and convenient repayments.
- Enjoy no penalty charges on early repayments.
- Insurance (no liability in case of property damage, incapacitated or death).
- Access services from our dedicated Home loans department that will offer support through-out the process.
- Legal fees:
- Stamp duty on transfer 1.5% of value (only applicable at title transfer during purchase of house or land)
- Stamp duty on mortgage 0.5% of loan amount.
- Related registration costs.
- Lawyer’s professional fees.
- Bank loan arrangement fees:
- 1.5% of loan amount.
- Property valuation:
- Professional fees of 0.25% of value.
- Value Added Tax (VAT).
- Boundary opening fees.
- Insurance:
- Property insurance.
- Life insurance.
- See full pricing guide
Click on the 'Apply now' button and share your details or contact our home loans department at [email protected]
- Must open an account with Stanbic Bank Uganda
- Must be earning some money (salary/Self-employed/Rental or all the three).
- You must be a Ugandan citizen either living in Uganda or outside Uganda.
- For non-Ugandans, you must be living in Uganda with valid residency permit and or work permit.
- You should earn a minimum net monthly income of Ugx 1,000,000.
- Must be 21 years or older (but not older than 65 years on expiration of the facility).
- You must have a satisfactory credit bureau report.
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Gold current Account
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House construction loan
It can be possible to start constructing your rentals or dream home with House Construction financing today
Salary Loan
Looking for a loan where you can access large sums of money and pay back manageable monthly instalments over a long period of time using your salary, this is for you!
Home Insurance
A sudden incident to your home can wipe all your life savings, but we’ve got you back. Protect your home right from the gate to your perimeter fence, house and property within it from loss and damage due to thieves, malicious neighbours, blunders by domestic servants, and acts of nature like floods and earthquakes.